HDFC Bank is India's largest private bank in terms of assets, and a truly diversified bank, both in terms of building up the liability side of the book and in providing a wide range of loans. As of FY17, it has total deposits of nearly `6.6 lakh crore, and more than 4,700 branches in 2,500 cities and towns. Like SBI, it continues to invest and innovate in digital banking, with more than 70 percent of its financial transactions being carried out through the internet and mobile phones, compared to about 44 percent in FY13.