The COVID-19 Pandemic has triggered changes in the way India shops online and has accelerated our shift towards a more digital world. Online shopping is no longer a choice but a fundamental consumer need. Those who stayed away from online purchases have also been made to switch to online modes by the pandemic. From food to apparel to medicine to grocery, most businesses are moving online and during this period, making purchases through credit cards can prove to be extremely beneficial due to facilities like EMI conversion, offers and discounts.
Advertisement
However, these facilities are common on most cards what the pandemic has done is it has made card users more aware of the unique benefits of their credit cards. For instance, a travel card may not be as useful for you today because of reduced travel needs, but the same card can help you save more on other categories in the form of cashback or rewards.
If you are new to online shopping with credit cards or just getting more used to it, you must understand which credit card works the best for what kind of online expenditure.
Get Value Back with Rewards and Cashback Credit Cards
Advertisement
Online grocery portals like Grofers, Bigbasket and Amazon Pantry were already there but the pandemic introduced many more users to these platforms. Those who never turned to the internet for groceries are now getting more comfortable with it. At the same time, people who did not want to experiment in the kitchen have turned to food ordering platforms like Zomato and Swiggy. While food-related expenses were among the highest, other important purchases like medicines, home furnishings, clothes, at-home services and other essential expenses have also moved online.
Read More
Using credit cards for such expenses not only makes it more convenient but also helps you save money. Cards with good online rewards program or a flat cashback rate will be the best.
Some of the best credit cards for such expenses are shown below. You may apply for any of these cards through Paisabazaar.com.
The pages slugged ‘Brand Connect’ are equivalent to advertisements and are not written and produced by Forbes India journalists,The pages slugged ‘Brand Connect’ are equivalent to advertisements and a
