Capital Ideas powered by ICICI Lombard: Growth and evolving trends in general insurance through the pandemic

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Identifying and opting for the right health insurance cover during the pandemic is something which everyone grappled with. ICICI Lombard General Insurance’s Sanjay Datta, chief of underwriting, claims and reinsurance at India’s largest private sector non-life insurer, shares his insights into how they created the right products for the market during Covid19. Year 2021 could see the regulatory move of a pandemic risk pool. But the deep learning of this year, Datta says, is to plan for an extreme event and do a cost-benefit analysis of what you are forgoing now to protect for the future.  

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