Top 10 debit cards with airport lounge access in India

An airport lounge access debit card is a golden ticket to airport luxury. It gives holders access to airport lounges and the plethora of facilities that come with it. The facilities include comfortable waiting areas, WiFi, beverages, quiet workspaces, and more. Users gain entry by presenting their eligible debit cards with airport lounge access if they want to relax and unwind before their flights. These cards are favoured by frequent travellers for the added convenience and luxury during travel.

This article presents an exclusive selection of debit cards with airport lounge access for Indian travellers.

Debit cards with airport lounge access

Below, we have listed ten debit cards with airport lounge access you can avail in India, sorted by their annual fees from the lowest to highest.

Also Read: List of credit rating agencies in India

Debit Card	Annual Fee (INR)
Axis Priority Debit Card	Nil (Rs750 for non-priority customers holding a priority debit card)
SBI Platinum International Debit Card	Rs250
IDFC First Bank Visa Signature Debit Card	Rs250
Axis Bank Prestige Debit Card	Rs500
HDFC Bank Millennia Debit Card	Rs500
YES Prosperity Platinum Debit Card	Rs599
ICICI Bank Coral Paywave Contactless Debit Card	Rs699
HDFC EasyShop Platinum Debit Card	Rs750
ICICI Bank Sapphiro Debit Card	Rs1999
Kotak Privy League Signature Debit Card	Rs2000

Deeper insight into debit cards with airport lounge access

Let’s get a deeper look into the perks of these debit cards with airport lounge access.

Axis Priority Debit Card

The Axis Priority Debit Card offers priority customers premium privileges and services with the following features.

Image Source: Axis Bank

Lounge benefits:

Complimentary lounge access at some of the finest airport lounges across India. The complete lounge access list can be found here.

Other benefits:

• 25 percent off on movie tickets purchased on BookMyShow
• 20 percent off on dining at the bank’s partner restaurants
• Insurance coverage up to Rs10 lakhs
• Fuel surcharge waiver up to Rs200/month
• Waiver on card issuance and annual fee

SBI Platinum International Debit Card

The SBI Platinum International Debit Card issued through RuPay, Visa, and MasterCard is another debit card with lounge access.

Image Source: State Bank of India

Lounge benefits:

• The card networks (RuPay/ Visa/ MasterCard) govern the lounge access facilities.
• The lounges are available across the world depending on the network provider.

Other benefits:

• Two SBI reward points for every Rs200 spent on shopping, dining, fuel, travel, or online payment
• 200 bonus points on the first three purchases with this debit card in the first month
• All rewards earned in the birthday month get doubled

IDFC First Bank Visa Signature Debit Card

The IDFC First Bank Visa Signature Debit Card offers excellent benefits to its customers, including lounge access.

Image Source: IDFC First Bank

Lounge benefits:

• Two complimentary access per quarter.
• Can bring more guests at an additional cost.
• The airport lounges accessible using this debit card can be checked here.

Other benefits:

• Discounts on food & beverages, spa & gym subscriptions, pharmacies, etc.
• Personal accident insurance coverage up to Rs35,00,000

Axis Bank Prestige Debit Card

Here are the exclusive features of the Axis Bank Prestige Debit Card:

Image Source: Axis Bank

Lounge benefits:

• One complimentary lounge access per quarter.
• Check out the available lounges here.

Other benefits:

• Three percent cash back on travel bookings
• Two percent cash back on purchases at select merchant categories
• One percent cashback on fuel purchases across any fuel stations
• Complimentary INOX movie tickets
• Special insurance cover of Rs10 lakhs for the cardholder and family

HDFC Bank Millennia Debit Card

One of HDFC’s debit cards with airport lounge access is the HDFC Bank Millennia Debit Card.

Image Source: HDFC Bank

Lounge benefits:

• One complimentary lounge access per quarter, subject to a minimum spend of Rs5,000 on the card in the previous quarter.
• Holders of this debit card can avail entry at selected airport lounges in India.

Other benefits:

• Accidental insurance coverage up to Rs10 lakhs
• Up to Rs4800 cashback every year
• 5 percent cashback points on shopping via PayZapp and SmartBuy
• 2.5 percent cashback points on all online spending
• One percent cashback points on all offline spends and wallet reloads

YES Prosperity Platinum Debit Card

The YES Bank’s Prosperity Platinum Debit Card offers many benefits, including airport lounge access facilities.

Image Source: Yes Bank

Lounge benefits:

• One complimentary access per quarter to domestic airport lounges.
• Check out the lounge list here.

Other benefits:

• Fuel surcharge waiver on a purchase of fuel at any petrol pump
• Exclusive offers on dining, shopping, travel, entertainment and more
• Assured reward points on every transaction
• Personal accident insurance up to Rs5,00,000

ICICI Bank Coral Paywave Contactless Debit Card

The  ICICI Bank Coral Paywave Contactless Debit Card brings the following benefits:

Lounge benefits:

Two complimentary access per quarter at participating airport lounges, subject to a minimum spend of Rs3,000 on the card in the previous quarter.

Other benefits:

• 25 percent off on movie tickets purchased on BookMyShow
• 25 percent off on movie tickets purchased at INOX Movies multiplexes
• Fuel surcharge waiver at select petrol pumps
• Two ICICI Bank reward points on domestic and four on international transactions for every Rs200 spent using this debit card

HDFC EasyShop Platinum Debit Card

Another HDFC debit card with lounge access is the HDFC EasyShop Platinum Debit Card.

Image Source: HDFC Bank

Lounge benefits:

• Two complimentary lounge access per quarter, subject to a minimum spend of Rs5,000 on the card in the previous quarter.
• Holders of this debit card can avail entry at selected airport lounges across India.

Other benefits:

• One cashback point for every Rs100 spent on telecom and utilities
• One cashback point for every Rs200 spent on groceries & supermarkets, restaurants, apparel, and entertainment
• No cost Equated Monthly Instalment (EMI) on leading electronics, furniture, apparel, and phone brands
• Insurance coverages

ICICI Bank Sapphiro Debit Card

Another ICICI debit card with lounge access is the Sapphiro Debit Card.

Image Source: ICICI Bank

Lounge benefits:

Four complimentary access per quarter at participating airport lounges, subject to a minimum spend of Rs3,000 on the card in the previous quarter.

Other benefits:

• 25 percent off on movie tickets purchased on BookMyShow
• 25 percent off on movie tickets purchased at INOX Movies multiplexes
• Fuel surcharge waiver at select petrol pumps.
• Four ICICI Bank reward points on domestic and eight on international transactions for every Rs200 spent using this debit card.

Kotak Privy League Signature Debit Card

The Kotak Privy League Signature Debit Card brings many offers for its customers, including airport lounge access.

Image Source: Kotak Mahindra Bank

Lounge benefits:

• One free access per calendar quarter
• Access to over 1000 of the most luxurious VIP airport lounges in more than 130 countries and 500 cities worldwide.
• The lounges available using this airport lounge access debit card are here.

Other benefits:

• Fuel Surcharge waiver of up to Rs30,000 in a month
• Offers and discounts at merchant outlets in categories such as fine dining, lifestyle, travel, and health
• Personal accidental death insurance up to Rs15,00,000