Resolve SBI Credit Card issues via customer care - here's how
SBI Customer Care: An Overview

State Bank of India (SBI), provides a range of simplified and seamless solutions for credit card issues through its customer care services. As an SBI credit cardholder – be it a personal or corporate credit card – there can arise scenarios where you have questions about your credit card or want immediate redressal of grievances. Reaching out to SBI customer care by phone call is the easiest and most convenient method to resolve all your credit card issues. Alternatively, you can also contact customer care via email.
To ensure prompt and effective customer care services, SBI offers the option of escalation of your query/grievance, where you can take up the issue with complaint management teams at different levels or a nodal officer.
The competence of SBI customer care in resolving the multiple credit card issues of its customers has not only created a loyal customer base but also built its brand reputation. If you are in a tough spot and face a difficult situation regarding your SBI credit card, fret not and get in touch with its customer care department. Here’s an in-depth look at the different facets of SBI customer care services.
A Checklist Before You Contact SBI Credit Card Customer Care
Before you contact SBI customer care, you must keep the key details of your credit card handy. For instance, if you dial the SBI credit card customer care number, the Interactive Voice Response (IVR) system or the customer care executive can ask you to provide details such as:
Common SBI credit card issues
The common issues faced by SBI credit card holders include loss of card and a blocked credit card because of suspicious activity or overspending. You can also face payment issues, such as transaction decline at Point of Sales (PoS). Along with these, you can also have queries about your reward points.
If you are an international credit cardholder, you can face issues, such as loss of card or payment decline in a foreign country. The redressal mechanism for these issues via SBI customer care services is discussed in the subsequent sections.
Loss of SBI Credit Card
If your credit card is stolen or lost, you can follow the steps given below:
If SBI detects any suspicious activity, it can block your credit card. This is primarily done to prevent unapproved transactions. If you face this situation, you can follow the steps as follows:
Spending beyond your existing credit limit can also result in your credit card being blocked. If you face this predicament, you can follow the steps given below:
If your credit card transaction is declined at a PoS terminal, despite providing the correct PIN, you can contact the 24X7 helpline numbers. Here is a list of the SBI customer care helpline numbers:
If you face other issues, such as an error in the available credit limit or wrong debits, you can call the designated SBI credit card customer care number.
SBI Credit Card Reward Queries
Confused about your credit card reward points or your reward points not credited? You can always reach out to SBI customer care via a phone call to address your queries.
SBI International Customer Care Services
First Published: Mar 10, 2022, 13:57
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