Investors come to fixed income mainly for two reasons: One, this is the only product where you can park your surpluses without any worry. If you are bearish on equity or real estate or commodities or you are waiting for correction in those markets or you are looking to invest on a systematic basis over a period of time, fixed income is the ideal vehicle to park your temporary surplus. The second reason, of course, is safety.
(This story appears in the 22 January, 2010 issue of Forbes India. To visit our Archives, click here.)