Alphabet CEO Sundar Pichai said recently that Google will set up a global fintech operations centre in India's GIFT City in Gujarat. On ToThePoint today, we asked Varsha Meghani, who's been reporting on the fintech ecosystem in India, to give us a sense of what the big picture is here. And we also speculate a bit on where this all leaves WhatsApp, which also offers a payments option in India via the country's unified payments interface infrastructure