Investing your money is one thing, but managing where and how it grows is another story altogether. For many of us today, investments are a crux of security and a peaceful life. Whether it’s planning for retirement, saving for your child’s education, or just trying to beat inflation, the approach to investing has become more intentional and mindful.
The Indian investment landscape is full of opportunities, such as equity and debt, mutual funds, Real Estate Investment Trusts (REITs), and more. But not everyone has the time, insight, or full-fledged knowledge to pick and monitor the right assets consistently. The entire process could also feel overwhelming for many.
This is where portfolio management services step in. These services are gaining strong traction in India as more investors seek expert help to build and manage their investment portfolios.
In this post, we’ll discuss portfolio management services, key features, different types of portfolio management services in India, and why they might suit your financial goals.
Portfolio management services (PMS) are a way for you, as an investor, to get professional help building and managing your investment portfolio. Instead of pooling money like mutual funds, PMS gives you direct ownership of stocks and other assets. A dedicated portfolio manager actively manages your investment portfolio based on your financial goals.
This service is commonly chosen by high-net-worth individuals (HNIs), but it’s not limited to them. Many partnership firms, Non-Resident Indians (NRIs), Hindu Undivided Families (HUFs), and sole proprietors in India also opt for project management services. The idea is simple—hand over your investments to experts while keeping them in your name.
The Securities and Exchange Board of India (SEBI) regulates portfolio management services in India. SEBI mandates a minimum ticket size of Rs50 lakh for investing in these services. This approach offers a more direct and focused investment strategy than traditional options. SEBI also collects monthly reports from portfolio managers to monitor all operations.
When you opt for portfolio management services in India, you build a structured investment portfolio. To keep things aligned and effective, here are a few key elements that are important:
Portfolio management services in India are offered in various formats depending on how involved you want to be and what suits your investment style.
The portfolio management process begins with identifying your financial plans, timeline, and the level of financial risk you’re willing to take. This helps the manager to build a clear profile based on your goals.
Next, they run a detailed analysis of market options that align with your investment needs. Based on this, they design a plan that balances growth and safety while sticking to your objectives.
Once your money is invested, its performance is monitored regularly. If certain assets aren’t meeting expectations or the market outlook changes, the portfolio may be adjusted accordingly.
Transparency is key throughout the process. Your provider should keep you informed and help you understand how your investment portfolio is shaping up over time.
But before choosing portfolio management services, keep a few things in mind. PMS usually comes with higher fees than mutual funds. Since investments are exposed to market movements, they"re better suited for long-term goals. Also, take the time to review the provider’s track record, investment style, and overall reputation.
The benefits of portfolio management services in India are:
While portfolio management services can offer these strategic advantages, you should not overlook risks like market volatility and liquidity issues.
First Published: Jun 18, 2025, 16:45
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